Who we serve · Multi-generational
Planning that reaches the next generation without merging everyone's finances.
One household’s decisions often shape the lives of people outside it: grown children, grandchildren, a parent you support, a cause you care about. Here is how GenThree treats those connections, and where it deliberately draws lines.
People who aren't in the room
One household decides. Several are affected.
Choices about property, savings, giving and paperwork made by one household often shape the lives of people who were never part of the decision.
Today
Making the decisions
Your household
Next
Affected, with lives and finances of their own
A grown child's household
Another child's household
After
Where the decisions eventually land
Grandchildren
A cause or place you care about
What moves upward
- Assets and property
- Knowledge
- Structure and intent
- Between households: only by choice
Separate households, connected by choice
Planning together without one shared account.
Only the household working with GenThree is the client.
Your children, parents or siblings don't need to be clients for your planning to take them into account.
A grown child can start a relationship of their own.
If a son, daughter or other relative later wants help, they begin as their own household, with their own engagement and their own decisions.
Being related doesn't mean seeing each other's finances.
Each household's information stays its own. Nothing is shared with another household, family included, without permission from the household it belongs to.
Family conversations are agreed in advance.
When relatives do take part in a discussion about the family's plans, who attends and what is covered is settled beforehand.
Wider than heirs
Legacy is whatever you intend to outlast you.
The test is simple: is it meant to last beyond today's needs? If so, it belongs in the planning, whether or not it has anything to do with an inheritance.
- Children and grandchildren
- Extended family you help support
- A home or land meant to stay in the family
- A business you hope will continue
What you are building
- A charitable purpose
- A school, institution or community
- Habits and values you hope carry on
- Something else entirely
What carries forward
The most useful inheritance is often understanding.
Balances change. What lasts is knowing why things were arranged as they were: which decisions were made, what they assumed, and what each asset is meant to do. GenThree keeps that reasoning in writing so the people who come next have something to work from.
No plan can decide how the next generation will choose. Good planning can make those choices better informed.