Wealth Roadmap · Flagship engagement
Your complete financial architecture — how it fits together, and what should happen next.
Most financial advice looks at one account, one product, or one question at a time. The Wealth Roadmap starts by establishing what is actually true across your whole household — then works out what matters most and what to do about it.
$2,000–$3,000
Scoped at intake
90-day engagement
How the Roadmap narrows
Everything starts wide. It ends as one prioritized plan.
Household Facts
Every account, income source, debt, benefit, and document the household actually has — gathered and verified before any conclusion is drawn.
Complete Financial Profile
Assembled into one profile, then examined further wherever the household's own circumstances call for it.
Every household
- Accounts
- Income
- Cash flow
- Debt
- Taxes
- Net worth
As circumstances require
- Retirement projection
- Employer benefits
- Property & financing
- Inheritance
- Legacy & family
Interactions, Constraints & Opportunities
Where the pieces depend on each other, where they conflict, and where a decision that looks isolated is actually tied to another one.
Consequential Decisions
The handful of decisions actually worth analyzing formally — worked through with alternatives, evidence, and targeted sensitivity testing.
Recommendations & Sequence
What is recommended where the evidence supports it, what depends on what, and who owns the next step — GenThree, you, or an outside professional.
12-Month Implementation Path
One written financial architecture, with a dated, prioritized action plan for the year ahead.
A worked example
What a Roadmap actually produces, for one household.
The Alvarez–Chen Household
Illustrative · Fictional Household
Household facts
- Ages 41 & 39, two children
- Two W-2 incomes plus one small business
- Recently inherited a rental property
From the 12-month plan
- Adjust contribution split at next payroll cycle — You
- Model hold-vs-sell with updated rental comps — GenThree
- Confirm cost basis with the household's CPA — Outside professional
Retirement contribution sequencing
Current traditional/Roth split doesn't match the household's actual bracket trajectory.
Illustrative range under the stated assumptions: $8,000–$12,000 in modeled lifetime tax difference.
Inherited rental property
Hold-vs-sell modeled against the household's cash-flow needs and the property's financing terms.
Illustrative, assumption-dependent: meaningfully different 5-year outcomes depending on the path chosen.
Debt vs. education funding
Business loan payoff competes directly with 529 contributions for the same free cash flow.
Sequencing recommendation, not a dollar figure — timing is what mattered here.
What you receive
Recommendations, where the evidence supports one
Stated assumptions and limitations
Decision analysis on what actually matters
Targeted sensitivity on the load-bearing assumptions
Sequencing and an owner for each next step
Dollar impact where it can be supported — never invented where it can't
A prioritized 12-month action plan
Professional-coordination questions where relevant
Family and legacy implications where relevant
$2,000–$3,000 · scoped at intake · 90-day engagement