What we analyze
Your financial life is one system. The analysis should reflect that.
Every comprehensive GenThree engagement begins with the same financial foundation. Deeper analysis activates only where your household actually requires it.
Every engagement
One financial foundation, established first.
01
Accounts & Assets
Every account and tax character, captured generically.
02
Income & Employment
Income sources, compensation, and employer benefits.
03
Cash Flow
What actually moves, verified against transaction history.
04
Debt
Mortgages, loans, and credit — terms, rates, and cost.
05
Tax Position
Bracket, withholding, and tax character as an input — never a return.
06
Net Worth
Full net worth, benchmarked in context.
Complete financial foundation
Established the same way, for every household, before anything else runs.
Where the foundation leads
The complete picture determines where GenThree goes deeper.
Complete financial foundation
- Employer Plan — not activated for this household
- Inheritance — activated for this household
- Equity Compensation — not activated for this household
- Investment Allocation — not activated for this household
- Property — activated for this householdFinancing — activated for this household
A financing decision changes what your reserves need to protect.
- Business Ownership — not activated for this household
- Estate / Legacy — activated for this householdNext-Generation Funding — activated for this household
Where an estate plan stops, next-generation funding begins.
- Funding Sequence — not activated for this household
- Retirement / Longevity — activated for this household
Not every household needs every analysis.
The complete picture determines where GenThree goes deeper. Urgency and dependency determine what gets addressed first — never a fixed running order.
Why this matters
One decision can touch several parts of your household at once.
A home project
- Financing
- Cash reserves
- Tax position
- Retirement funding
Paying cash, financing, or splitting the difference changes what your reserves protect and what this year's contributions can absorb.
An inheritance
- Distribution timing
- Tax position
- Cash flow
- Legacy objectives
When a distribution is taken changes the bracket it lands in — and what it was ultimately meant to do.
A career change
- Compensation
- Employer benefits
- Withholding
- Retirement funding
A new offer changes what your paycheck withholds and what your plan can absorb, not just what you're paid.
Which parts of your financial picture actually need attention?
About ten minutes. No cost.
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